Student Health Insurance – International Options For Students

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Congratulations! You finally got the scholarship you applied for at the University of London. In two months' time, you will be jetting off to another continent, to study fashion under the wing of one of the largest names in the industry.

Naturally, in the excuse that followed, you never thought of student health insurance. International students rarely do – before they get sick, anyway. Once they're face to face with the terrible reality of illness, they regret that they've been so careless about health coverage.

Why wait for this to happen to you? If you do not have a student health insurance with international coverage yet, here are two very good reasons to start shopping around for one.

1. You want to protect yourself from uncertainty. You may be stronger than an ox now or even just borderline healthy. Still, no one knows what would happen in the future. You could fall ill weeks after your arrival. There are no guarantees that you will not meet an accident or catch the flue while abroad.

You may protest, "But my parents have insurance and it covers me!" How are you? Moreover, even if you already have some form of coverage, this is most likely minimal at best. Furthermore, policies are generally not specifically intended for traveling students. Unlike student health insurance, international holidays and extended positions are likely to be items of exclusion in whatever policy your parents have.

2. You want to plan your life ahead. Planning your finances should begin even before you get your first real job. You do not want to start your adult life swamped with a huge medical bill to pay off, on top of your student loans.

Do not get caught unawares. As you go about planning your trip, request for quotes from various providers of student health insurance. International students should consider getting them combined medical and travel insurance coverage. Then, and only then, can you consider yourself a responsible adult with an eye out for his or her own well-being. …

Extra Virgin Olive Oil And Your Vision Health

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Certain healthy changes to our diet can go a long way in improving our vision health. One aspect of improving our eyesight is ensuring that we use healthy oils that benefit our general health. For example, we can replace unhealthy oils we use for cooking such as vegetable oils with healthy Extra Virgin Olive Oil. When it comes to choosing healthy oil for cooking numerous studies confirm that Extra Virgin Olive Oil has multiple health benefits. It reduces inflammation and also promotes better heart health. Additionally, it helps to maintain good cholesterol levels. But did you know that this healthy oil is also good for your eyes as well? Therefore, when you are making additions to your diet to improve your eye health include this food on your salads, your fish and your favorite cheese omelette. Here are some of the general and eye health benefits of Olive oil:

Better Heart Health: According to the FDA including just 2 tablespoons of Olive Oil a day may reduce your risks for heart disease due to the fact that it consists of a healthy fat called Monounsaturated Fatty acids. Olive Oil can improve the health of the lining of the arteries in the elderly making it a good addition to your diet for maintaining better heart health.

Better Eye Health: Olive Oil is good for the eyes due to the fact that it is low in saturated fat and contains the vision nutrients Lutein and Zeaxanthin vital for improving vision health. Furthermore, due to the fact that it consists of healthy monounsaturated fats, these fats are useful in increasing the absorption of carotenoids contained in this Oil so that the body can efficiently make use of it for improving vision health.

Decreases Blood Pressure: A study showed that people who replaced other fats in their diet with Extra virgin Olive Oil were actually able to reduce the dosage of their blood pressure medication that they were taking to maintain better heart health. This study was published by the Journal Archives of Internal Medicine.

Reduces Diabetes: Studies show that a diet rich in plant – based Mediterranean foods such as olive oils are associated with a reduction in blood sugar levels. This reduces spikes in insulin levels in the body thereby reducing the risks for eye diseases such as Diabetic retinopathy.

When it comes to maintaining healthy eyesight one of the steps that you can take in order to accomplish this goal is to add Olive Oil to your cooking. Whether or not you are making a delicious cheese omelette or cooking fish or salmon, choose Olive oil over vegetable oils or canola oils. Making this change to your diet will not only improve your heart health but it will improve your vision health as well.…

What’s Goji All About?

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Everybody wants to stay feeling and looking young this is what the goji berry is supposed to do. If you don’t know what goji juice is then you’re not alone. Goji juice comes from a bush that grows mostly in the Himalayans in China. The juice comes from a variety of Lycium bush; this is an evergreen bush that grows in temperate and subtropical regions.

Many people in western cultures have not heard of this amazing juice but the people in China have known about its special properties for many years due to the fact that it has been used in Asian medicine for the nutritional benefits. This has been their little secret for many years, now that their secret is out its good for us because now we can benefit as well.

Many people in this world don’t like to think of themselves as old or getting old, just look in any houses medicine cabinet and you will see anti aging night and day cream, wrinkle remover cream, or liquid makeup that’s suppose to take years off your appearance, but do they really work?

Studies have shown that this juice works in the anti-aging field because of the polysaccharides. Through an extracting process they are able to get the polysaccharides out of the berry. These polysaccharides work as directors and carriers for our cells. They give the cells instructions that are used to communicate with each other. The polysaccharides also control some of our defense systems. The most amazing property of the goji berry is that the polysaccharides found in the plant aren’t found in any other plant in the world.

Goji juice is also said to be rich in antioxidants. In the past few years we have heard how good antioxidants are for better health. This berry also has a lot of vitamins like vitamin C, which helps protect our skin from possible sun damages. Other antioxidant like vitamins that are in goji juice are B1, B2, B6 and E and linoleic acid a fat all help the skin look and feel younger.

If you think that it’s too good to be true just look at who’s using it, woman like Madonna, Mischa Barton and Liz Hurley are all reported to use goji juice, have you seen Madonna lately she doesn’t look over 30 and we all know how old she really is. If you’re still skeptical just buy some of it and try it if nothing else you bought a great tasting juice, that’s got a lot of vitamins and take care of one of the servings of fruit, but maybe you just found the fountain of youth. Studies have found that the longest living people on earth drink at least one serving a day of goji juice. If you’re real careful you might just get the other members of your family to drink it too, all I would have to do is say that I bought it for myself and everyone in my family would drink …

Psychosocial Factors That Promote Successful Aging

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There are several psychological and social factors that have been linked to increased individual life expectancy and quality of life in older adults. While the majority of attention in the life extension and successful aging field has focused on physical factors such as exercise, diet, sleep, genetics and so on, there is a growing body of evidence that suggests that psychological and sociological factors also have a significant influence on how well individuals age (Warnick, 1995).

Warnick (1995) believes that adjusting to the changes that accompaniment late adulthood and old age requires that an individual is able to be flexible and develop new coping skills to adapt to the changes that are common to this time in their lives. Aging research has demonstrated a positive correlation between someone's religious beliefs, social relationships, perceived health, self-efficiency, socioeconomic status, and coping skills among others to their ability to age more successfully. The term successful aging has been defined by three main components: "low probability of disease and disease related disability, high cognitive and physical functional capacity, and active engagement with life" (Rowe & Kahn, 1997).

Baltes and Baltes (1990) suggested that the term successful aging appears paradoxical, as aging traditionally brings to mind images of loss, decline, and ultimate death, whereas success is represented by achievement. However, the application of the term, successful aging, they argument forces a reexamination of the nature of old age as it currently exists. "An inclusive definition of successful aging requires a value based, systemic, and ecological perspective, considering both subjective and objective indicators within a cultural context" (Baltes & Baltes, 1990).

With medical advances and improvements in living conditions people can now expect to live longer lives than ever before. But, the prospect of merely living longer presents many problems. This fact has led researchers to investigate the psychological aspects of aging, with a goal of making the additional years more worth living. There is a great deal of information that leads us to be hopeful about the prospective quality of life in late adulthood and old age.

Religious beliefs, spirituality, and church participation have been the focus of numerous studies involving older adults. Various studies have associated religiousness with well-being, life satisfaction or happiness (VanNess & Larson, 2002). Although it will be necessary for future research to further clearly specify which dimensions of religious participation are beneficial to which outcomes (Levin & Chatters, 1998), it appears that certain aspects of religious participation enables older people to cope with and overcome emotional and physical problems more effectively, leading to a heightened sense of well being in late adulthood.

It is commonly known that suicide rates are higher among older people, and there is evidence that persons who engage in religious activities are more than four times less likely to commit suicide (Nisbet, Duberstein, Conwell, et al .: 2000). The inverse association between religiousness and suicide rate in elderly individuals may be due to the fact that religious beliefs help older people cope with or prevent depression …

Low Fat Fallacy

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I guess we all know that obesity is at epidemic levels. It’s drummed into us from all angles. Isn’t it strange that we have the biggest range of low-fat foods available but we keep getting fatter?

Isn’t somebody going to stand up and say “It hasn’t worked”?

In the 70’s and 80’s we were told that fat was the enemy, and carbohydrates were good. The USDA Healthy Food Pyramid had carbs as the base (6-11 servings per day). There was however, little mention of the quality of these carbohydrates.

Manufacturers were quick to respond, and began bringing out “Low Fat”, “Fat-Free”, and “Lite” versions of various food products. These are generally the biggest selling items, and have resulted in lot’s of clever marketing tactics – in fact anything to make the consumer feel guilty, and look for the “Fat-Free” option.

Milk – Is Whole Milk Really That Bad?

Most of our modern milk undergoes the process of homogenisation. This process forces the fat globules into an atomiser (i.e. tiny holes) that will form tiny particles. These particles are then evenly dispersed throughout the milk, giving the milk a uniform appearance. Most of our low fat, trim, super-trim milks are created using this process.

However, recent research has shown that structural changes do occur in the homogenisation process. In unhomogenised milk, an enzyme called xanthine oxidase would pass throught the digestive system, and be secreted harmlessly through the bowel. The homogenisation process allows this enzyme to enter the bloodstream.

Some researchers are saying the enzyme attacks the issues of our heart and arteries, encouranging an increase in cholesterol levels!

Low Fat Hasn’t Worked

The evidence of the last twenty years, is showing us that just choosing a low-fat version of a food is not helping us lose weight. In fact, we need to question, the processes that go on to make certain foods “low fat”.

Many blame a high amount of refined carbohydrates (white flours, sugars) as having an impact on our weight problem.

Why Are We So Fat?

More and more evidence is showing that we eat too much, and exercise too little. Our lifestyles are very sedentary, and portion size has increased. The US Center for Disease Control (CDC) has concluded that “we eat a lot – a whole lot more than we used to, and most of the increase comes from refined carbohydrates (sugar).”

In the 1970’s the average person ate 136 pounds of flour and cereal products per year and now it’s up to 200 pounds. The increase is almost all from processed, white flour, high sugar foods. In addition, everything has been super-sized. Example: 1955 McDonald’s French fries – 2.4 ounces, 210 calories. 2004 Super size Fries – 7 ounces, 610 calories.

What’s The Answer?

Don’t get too hung up complex nutrient ratios told to you by the latest diet book. You need to find what works for you and your body. It’s a process of trial and error. Start with a diet, then keep working …

7 Self Help Tips To Improve Your Mental health

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"How are you feeling?"

Many people will answer, "I'm fine." But inside they are really feeling confused, disappointed or frustrated.

Many of these feelings are due to holding on to outdated concepts from previous experiences that cause us to act in ways that do not validate our lives. Practicing the daily keyword activities listed below can help you enjoy the benefits of balanced mental health.

Sunday

Inspiration: Feed your creativity. Immerse yourself in gardening, painting, craftwork or drawing and enjoy the creativity you possess.

Result: Dedicating time to activities solely for their enjoyment reinforces your sense of worth and relieves stress.

Monday

Perception: Consciously listening to your thoughts. Visually challenge ideas that are counterproductive by writing them on paper. Select your words carefully to clearly convey information. Speak kindly, but honestly with everyone.

Result: Honest communication begins with yourself. By bringing negative thoughts out of your mind and on to paper, you will able to release them.

Tuesday

Exhilaration: Experience the vitality of life. Give your body freedom of movement in dance, games like Twister or sports. Learn a new physical skill such as CPR or self defense. Organize a paint party with your friends.

Result: Group activities are one of the best ways to revitalize yourself and others. Eliminating movement restrictions on your body also helps resolve emotional and mental barriers.

Wednesday

Mediation: Take a neutral position. Volunteer and befriend a person who needs to be heard. Practice compassion and acceptance of the feelings of others. Detach from your perspective and simply focus on the facts of the situation without judgment.

Result: By releasing the need to be "right" and accepting things as they are, you send the signal of acceptance to your psyche, which helps you achieve better mental balance.

Thursday

Expansion: Enhancing the big picture. Take a project to the next level. Pass on your skills by teaching them to a young person. Help a friend move to a new home or study a new subject to improve your skills.

Result: Actively engaging in bringing about change shows us the positive side of transformation, strengthening our mental and emotional balance for when the unexpected occurs.

Friday

Enrichment: Counting your blessings. Write a list of everything you are grateful to have in your life. Extend assistance to an elderly person you know. Contribute books, music or other media to your local library or school.

Result: Sharing with others reinforces your own sense of security and trust in the unlimited abundance of life. This helps to alleviate anxiety and frustration.

Saturday

Determination: Perseverance and completion. Make the call and resolve an issue that is in limbo. Keep the promise you made to a friend months ago. Clean out the garage or the attic. Sit down with the person with what you have a misunderstanding and clear the air.

Result: Living your personal truth is a cornerstone of good mental health and it takes courage. When you make a commitment and see it through to its conclusion, you demonstrate loyalty …

Medical Alert Systems

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Medical alert systems are typically wearable diabetes necklaces, pendants, control keys, watches as well as necklaces that incorporates the patient's illness, blood type, allergy symptoms along with additional vital details. The system signals family members, friends, physicians and healthcare facility emergency personnel respond effectively to a sufferer's ailment should the affected person be unconscious or even incoherent or unaccompanied in the emergency situation.

Even though such alert devices utilizing panic calls had been initially designed for older people, they 've proven to be great for sufferers of every age group who are suffering certain medical conditions such as bronchial asthma, hypersensitivity, cardiovascular system problems, faulting ,, as Well as other various health care disorders which would demand proper treatment when the need arises and no time will be misused diagnosing a individual's affliction.

The medical pendant can be designed from precious metals – gold or silver. At a glance they do not appear to be health care systems but designer accents. The units are etched with the person's home phone number as well as other details together with his or her healthcare needs. On the other hand, they are equipped with alerts that switch on the built in transmitting device that links to phone lines and / or radio frequencies get in touch with family and the individual's doctor.

Wearable medical alert systems need to be picked carefully as these are not affordable. You can not afford to stake your life with questionable and inexpensive systems or go with a system which is not guaranteed. Commonly these products are donned as necklaces, watches, as well as charms. Looks can be significant but it is important to choose one with exceptional alert devices. It should furthermore have a back-up battery power in the event of an electric outage.

Since it actively works to notify the station that is plugged into a telephone of healthcare locations nearby, the necklace needs to fit comfortably and needs to easily be moved without needing to remove it. Picking your medical wristband or watch furthermore requires deciding on the medical system. If there is an urgent situation the patient can get in touch with their health practitioner soon. Therefore, it truly is fully necessary the system has to have extremely receptive microphones as well as audio for sharp quality of sound.

These kinds of alarm products may have a useable distance Four hundred to Six-hundred ft. With the base centrally located, the system can easily grab impulses anywhere the sufferer is. The patient may be in the bathroom or living, away from your sight, however the response center can pick up any signals and warn you of the patient's condition. These devices also have a back up warning. If the system is still un-activated for Twelve hours, a medical staff is routed to check up on the sufferer.

When choosing a medical alarm, go through the patient's ailment. Disabled individuals will need to have products with soft control keys. Furthermore look for the level of transmitting …

Dangers Of Metabolism Boosters And Energy Drinks

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The main purpose of metabolism boosting substances is to assist body when exercising. They are there to accelerate calorie burning process. There is a common misperception that metabolism boosters can replace the role of physical activity in losing weight. Fault for this belief lies partly by online diet marketers. Last 5 years are known as “diet spamming” period. Majority of e-mail owners were receiving at least 1 “lose weight – no exercise needed product” mail weekly in their inbox. Though it is true that those products will make body burn more calories even with no exercise, dangers of such doing overshadow by far those hardly measurable weight loss effects.

Untrained body of overweight people is simply not up to the increased heart rate and blood circulation that energy drink or metabolism booster can cause. Heart attack can be the consequence. Each body needs time to adapt on faster blood circulation. Any instant shock caused by metabolism boosting diet product is a health hazard. This is especially important for people who face weight issues and have one or another kind of medical condition related to: high blood pressure, elevated cholesterol levels or any kind of heart muscle disorder.

Overweight people, who have long neglected physical exercises, should avoid dietary products that promise weight loss with no effort needed. Those products are predominantly based on extracts of different citrus fruits, alcohol and in 90% of cases they will content caffeine. For individuals just starting with their weight loss program, other kinds of dietary supplements should be considered. Here it should be emphasized that there is an important difference between overweight and obese individuals. No obesity case should ever be addressed without proper medical guidance.

One should also never underestimate the power of drinking water. Water is an effective and gentle body stimulant, with no negative side effects. Metabolism boosters and energy drinks should find their place in fitness studios with people who are daily devoted to hard physical exercise.…

What to Look For When Evaluating a Medical Billing Vendor for Your Practice

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If you've been practicing medicine for any amount of time you will probably agree that the healthcare industry has become incredibly complex in the past few years. Thanks to ever-evolving regulations and shifting reimbursements models, doctors are forced to streamline their operational processes in an effort to cut expenses and increase revenue.

One of the best ways practices can increase their revenue and stay competitive in a sometimes-shaky marketplace is to outsource their billing to a third-party vendor. But how do doctors ensure they select the right partner?

First by asking themselves a series of questions, and then asking their prospective partners another series of questions.

Questions to Ask Yourself

What are My Particular Pain Points?

Any billing company worth their salt will have policies and procedures in place that will maximize the efficiencies of your practice's work flow and minimize the time it takes you to get paid. And, at this point in time, all quality vendors will have strict compliance programs that will ensure security, privacy and confidentiality of protected patient data.

But beyond these generalities that any physician requires, what are your particular challenges or issues you face on a daily basis? What are your personal pain points? What are your preferences – cloud-based or enterprise-wide solutions?

Once you have a list of your preferences and challenges, you will be more easily able to communicate them to potential partners.

What Stipulations Do I Require in the Contract?

A partnership is a two-way street and an effective contract will outline the vendor's scope of work clearly as well as your responsibilities (ie provide all necessary documentation and authorization for services). Since using a generic contract template is asking for trouble, get some legal advice and determine your requirements: effective dates, termination clauses, compliance requirements, service reimbursements parameters and scope of work.

In What Ways Can My Billing Partner Help me Grow my Practice?

The right billing partner should not only be able to handle your payments and claims, they should also be able to counsel you and evaluate the health of your practice. Ask yourself what kind of assistance you need to determine if your current admin policies, staffing levels, and IT resources are sustainable. How can your billing partner help you make the necessary preparations to meet future goals?

Questions to Ask Prospect Partners

What Technological Capabilities Do You Offer?

Good billing companies offer more than help with claims and reimbursements, they have a breadth of knowledge when it comes to the best technology available to meet your needs and regulatory requirements.

Ask vendors what their experience is with EHRs, practice management systems, and if their solution can integrate into your existing systems. Remember, technology is multifaceted and should help you meet the clinical, administrative AND financial needs of your practice.

Is the Billing Company ICD-10 Ready?

At this point in the game, all billing companies should be up-to-speed with ICD-10, there simply is no excuse to be unprepared. Ask your prospective partners if they have completed …

Carbohydrates – Good or Bad?

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Carbohydrates have gotten a lot of bad press in the past few years with the advent of low carb diets, but the truth is that not all carbohydrates are "bad" and, in fact, your body needs carbs to survive.

Many people mistakenly believe that eating bacon, eggs and steak will set them on the road to a thinner body with increased energy and good health, but this is not the case. While cutting out the simple carbohydrates found in processed foods is a healthier way of eating, neglecting the complex carbs found in fruits and vegetables can be hazardous to your health.

Fruits and vegetables are packed with enzymes, vitamins, minerals and fiber. All key ingredients to your health. They also contain antioxidants which can help your body fight disease and may even help ward off certain kinds of cancer.

Picking The Best Carbs

The old saying "you are what you eat" has a lot of truth to it. You get the energy that your body uses as well as your nutritional needs such as vitamins, minerals and fiber from the foods you eat. Does not it make sense, then to eat foods that will provide your body with the best fuel possible?

You want to avoid foods that are processed. I'm sorry to say that most foods that can be found in packaged in your supermarket like cookies, cereal and even white bread are filled with "bad carbs". These foods are often processed to taste better and all the nutrients are stripped out in the process. Then chemicals are added in to prolong shelf life and add to color and taste. Your body has no use for these empty calories so when you eat these foods it is a big drain on the body to digest them and try to salvage any nutritional value from them.

The fruits and vegetables, on the other hand are filled with nutrients. When you eat these, your body gets lots of high energy fuel that it can use to keep up your energy levels and help your body fight off disease. In addition, the enzymes found in the fruits and veggies aid your body in the digestion process, so freeing it up for more important activities.

So, in reality, carbohydrates are both good and bad. It is up to you to make sure you fuel your body with more of the good carbs for optimum health. A good rule of thumb when shopping is to stick to the outside aisles of the grocery store and avoid the middle. Buy as many fresh fruits and veggies as you can (organic if possible) and frequent your local farmers market to purchase locally grown produce if you are lucky enough to have one near you. …