Affordable Health Insurance in the U.S.

Health insurance policies differ from country to country. Many affordable health insurance companies in the U.S. are very competitive, and this competition is beneficial for consumers. For selecting an affordable health insurance plan, you can rely on online quotes that are easy and fast. Privacy is the major issue for many consumers who prefer affordable health insurance quotes online. Most online insurance quote websites in the U.S. provide links to others, thereby hampering your privacy. Ensure that the personal information requested online by a health insurance company is used only to determine the customer?s benefits and options.

Most health insurance plans available in the U.S. are designed for individuals and families currently residing in America. Green card, H1, H4, F1 and F2 visa holders are also eligible for U.S. health insurance plans at affordable rates. The maximum limit of a U.S. health insurance policy is $8 million. The coverage options of U.S. health insurance plans include prescription drugs, dental, vision, pregnancy and child birth benefits. There are different individual health insurance plans to meet the needs of employers, labor unions and professionals, and the premiums for these plans are much lower than other policies.

Health insurance in the U.S. is flexible, affordable, guaranteed and renewable. Many insurance companies in America offer affordable health insurance plans and they allow consumers to choose their doctor, hospital and specialist. Many of these companies also provide high-quality health care insurance coverage. Most affordable health insurance companies in the U.S. only provide individual policies and not group or association owned plans. These health insurance policies provide lifetime benefits and financial protection.…

Medical Coding Jobs From Home

Working from home and being paid well for it is a goal of many individuals. While searching out ways to accomplish this goal many have stumbled upon a niche field in medical administration called “medical coding”.

Medical coding positions are present in hospitals, physician offices, insurance companies, home health agencies, and just about anywhere medical services are being provided and billed for. In addition to traditional hourly employment in this field there are also a number of opportunities to do this type of work from the comfort of your own home.

A standard, hourly, medical coding job is what is usually advertised in the classifieds and help wanted ads. These positions usually require individuals to be present at a specific location, punch a time clock, etc. Employees are usually paid at an hourly rate and receive benefits such as paid vacation, health insurance, and paid holidays.

In contrast, most work from home medical coding jobs are contract positions. This means that a larger company who has multiple clients farm out the work into smaller portions on an individual basis. Individual medical coders who are awarded a portion of this work are called independent contractors and are considered self employed.

Most often an independent contractor will agree to receive a specified amount of work each week, code it within a specific time frame, maintain a certain accuracy standard, and in return are usually paid on a “per. chart coded” basis. While such positions usually do not include benefits such as paid vacation, medical insurance, and paid holidays it does offer an extremely flexible schedule and the ability to work from home, which saves on travel, attire, and other related expenses.

An independent contractor can expect companies that award coding contracts to provide the work and coding software while they will be responsible for providing the computer hardware, internet connection, and medical coding books. Independent contractors are also responsible for withholding their own taxes since their payments are made on their gross earnings. At year end individuals will receive a 10-99 instead of a W-2 and will need to file schedule 1040. This can also be a benefit since work related expenses such as coding books, internet, computer, etc. can be considered a tax deduction.

Most independent contraction positions are available for a specific specialty, such as pediatrics, emergency medicine, or dermatology. These positions normally require that contractors hold either a CPC or CCS coding credential and have a minimum of three years of coding within their specialty.

Each coding specialty has its own bar rate and standard pay rate. These are important to know when discussing a contract. For example, when coding emergency medicine the standard bar rate 25 charts an hour and the average pay rate is between.65 and.75 cents per. chart for professional coding. Based on these numbers and an average work week of 40 hours (for full time) or 20 hours (for part time) an independent contractor can choose the number of charts to contract for each week …

The Health Benefits of Eating Kale

As one of the most prominent leafy vegetables in Europe, kale is a wondrous raw food with a plethora of redeeming qualities. Featured in many famous dishes from Africa, Ireland, Asia, the Netherlands, Brazil, Denmark, Holland, Sweden, Montenegro and Portugal kale is truly a global provider. Despite its amazing health benefits and international allure kale still remains largely under the radar in America. It is so popular in Germany, social clubs and celebrations have evolved around the vegetable but in America you rarely see kale used at restaurants or even in home cooked meals. Maybe it is the temptations of fast food, meat, frying and large portions that have kept kale largely undiscovered in the United States but as health and diet agendas hopefully so too will the uses of kale. As a super raw food that fairly inexpensive and easy to source there is no reason why we all should not be cooking with this leafy friend more often. Mostly promoted and supported by vegan, vegetarian and raw food enthusiasts everyone would be better served by including more kale in their daily eating routines. Very easy to cook with and boasting a voracious variety of uses it should not be difficult for anyone to increase their kale intake. After we learn a little more about kale and review its many health benefits I am sure there will be a clamor at the supermarkets to buy some.

Kale is in the cabbage family and comes in green or purple headless leaves. Other color variations may consist of whites, yellows, blues and reds. The vegetable is strong in flavor and can become even more pronounced after being frozen or exposed to frost. The plant also grows very well in wintry and harsh climates making it very versatile as far as cultivation is concerned. Some close brothers to kale are broccoli, cauliflower, cabbage, kohlrabi, rapini, collard greens and brussels sprouts. Kale is viewed as a superfood with many healing qualities. In addition to its nutritional values kale is also often used for garnish and decoration. Most ornamental cabbage you see in gardens is from the kale family. Kale cultivars and looseleaf type classifications include curly leaved (Scots Kale Lutes), plain leaved, rape Kale lutes, leaf and spear (a cross between curly leaved and plain leaved Kale Lutes) and cavolo nero (also known as Tuscan Kale Lutes and dinosaur Kale Lutes). Leaf form and texture are the identifying marks of different Kales and they can range from curled and wrinkled leaves (Scots) to flat with finely divided edges (Siberian or Russian). One cool characteristic of growing kale is that you can harvest the outer leaves as you need them without harming the plant or the future growth of more inner leaves. Kale is very simple to grow and is a great addition to any vegetable patch. It is of interesting to note that the tender and young kale is best for salads while the mature leaves are best for cooking. Speaking of food …

The Four Elements To A Successful Business

Over the many years I have spent in business schools and continuing education programs, one of the most remembered items I recall are the four elements of a successful business. I would like to give credit where credit is due, but I can not recall who told me about these lovely little tidbits or in what venue I learned them. To this day, I can clearly recite these four concepts as I have lived by them for many years.

The first is that you must ALWAYS tell your customer / client / patient / whatever what you plan on doing for them. This may sound simple and easy …. maybe even blatantly stupid, but believe me, most business people out there just do not have a clue on this one important issue. Let's say you own a dog grooming business. It is important to tell the owner (and you can tell the dog too) that today you are going to cut the dog's nails, shampoo, and then blow dry the hair (sounds more like my wife's salon ….. better be careful She does not see this article!). If you deliver a nicely cleaned dog to it's owner a few hours later, and she notices the dog has bad breath, then she sees the dog has dirty teeth ….. well, she is not going to be happy with you. But, you were clear – only nails, shampoo, and blow drying – and so you are off the hook. But did it make the customer happy? Not really because you did not deliver anything special to them. You did explain what you would do, but did not deliver the expected product or service – clean teeth.

Which segues us into the next key to success: ALWAYS finish what you start. It may go without saying, but in business you need to complete the task that you have started, and I believe you must always give more than you promise. In other words, you should have at least brushed the dog's front teeth and given him a chew bone to get rid of the bad breath. This way, not only did you complete the tasks you charged for, but you put in a value added item – the tooth brushing without having to be told to do it. This is how you impress a customer and keep them coming back for more – you give more of yourself than they expect and are paying for.

The third element to a successful business is that you must ALWAYS be on time. Well, actually I disagree with this to some extent. I believed that you should be EARLY for all appointments and prepared to go without any delays. In my past articles you may remember my little trick of always keeping my waiting room empty when I was a dentist – I would have my staff swoop down on the patient as they entered the waiting room, not let them wait, and get them directly …

Rational Emotive Behavioral Therapy Video

Rational Emotive Behavior Therapy (REBT) is considered as a major form of widely adopted psychotherapy which is coupled with the philosophy of living that has been developed in the 1950’s by Albert Ellis. The rational emotive behavioral therapy video is used even today by several therapists to treat emotional pain issues.

REBT is all about the belief that whenever we tend to be upset, it is actually not those events which upset us but those beliefs that makes us feel enraged, depressed and anxious. This particular idea explaining that it is our beliefs which upset us was first coined by Epictetus way back around 2000 years ago.

For every one of us, our ultimate goal in life is to stay happy. It is our normal mentality whether we are alone or with others, we always want to be with others especially with those near and dear ones whose company we thoroughly enjoy. We usually like to have educated and well-informed people around us from whom we get to know a lot. We also like to get a good job which also pays us pretty well. All of us also like to thoroughly enjoy in our leisure hours and refresh ourselves after our work is over.

This is obvious that life does not at all times give us what we want but despite that our ultimate goal is to remain happy even by ignoring the arrows and slings of our very often outrageous fortune. At times when our goals are being blocked by the hit of fortune or due to some other reasons, we tend to react in unhelpful and unhealthy ways.

Explaining the ABC Model

Albert Ellis and REBT video explain about our reaction of having our goals blocked and instead lead us to determine by our beliefs. In order to illustrate the same, Dr. Albert Ellis had built a simple ABC model which teach people on the process of how beliefs can trigger their behavioral and emotional responses. Following is the illustration of the model:

A. Some event happens

B. An individual has a belief regarding the situation

C. Then the concerned individual has an emotional reaction towards that belief

For example:

A. Your boss falsely accuses you of stealing money from her purse and then threatens to fire you from the job

B. Your belief is that she is doing it wrong. She does not have any right to fire you from your job.

C. You then feel very angry.

Now, if your belief is different, the emotional response would be different as well.

A. Your boss falsely accuses you of stealing money from her purse and then threatens to fire you from the job.

B. You then believe that you must not lose your job under any circumstances as it would be unbearable for you.

C. In such a case, you end up feeling anxious.

Thus, it is clearly noticed that in the ABC model, A does not cause C but it is B which causes C. …

Good Hospitals in Addis Ababa, Ethiopia

Addis Ababa is the capital of Ethiopia and it is a major trade, commercial and industrial center. The African Union and United Nations Economic Commission for Africa are headquartered in this large city. It has several tourist attractions, offers many luxury services and is often referred to as ‘the spa capital’ of Africa.

In general, the medical services of Addis Ababa are underdeveloped. Though there are a number of hospitals in the city, most of them lack required facilities and only a select few are able to deliver good medical services.

Leading Hospitals in Addis Ababa

Saint Gabriel General Hospital is a major hospital in Ethiopia. This health care center, with full-fledged outpatient and inpatient departments, is well known for the services of eminent physicians and a dedicated nursing staff. This modern medical center came into existence in 1995 and has introduced many technological innovations to the nation. It has acquired the Century International Quality Award and provides effective clinical and diagnostic services in all main specialties of medicine. The cardiology department has equipment to conduct stress tests, echocardiography and pacemaker implantations. Modern departments for dental care, physiotherapy, and psychiatry are available for patients. The up-to-date surgery department has units in basic specialties and is well known for laparoscopy. With a well-equipped laboratory and radiology department, the hospital offers services to about 21,000 persons annually. Saint Gabriel General Hospital offers healthcare for staff of companies and organizations and has services with English-speaking staff for foreign communities. The emergency center is well equipped with an ambulance and medical evacuation facilities. Warm accommodations are offered in spacious private rooms equipped with modern amenities. Facilities like pharmacy, gift, flower and mother and childcare shops and restaurant are also available. Saint Gabriel General Hospital is a major center for medical training and research in the country. The hospital is currently undergoing an expansion programs. Telephone: 251-1- 62-14-22

Myungsung Christian Medical Center is located at Kebele 11, Addis Ababa is another well-known hospital in the city. The Myungsung Presbyterian Church of Korea founded this modern hospital in 2004. This center is on a 90,000-meter square compound and is better known as the Korean Hospital. It was built in memory of the Ethiopian soldiers who fought in the Korean War. The patient-centered hospital provides some well-known physicians and good health care services in all major areas of medicine at an affordable price. Myungsung Christian Medical Center pioneered neurosurgery and many other surgical procedures in Ethiopia. It provides a 24-hours emergency service unit, laboratories and radiology department. The hospital is an important center for medical training, particularly in surgical procedures. It currently is conducting a $10 million expansion project. Telephone: 629 5421

Swedish Medical Clinic is a notable hospital and is located at W21-k5-House #453 in Addis Ababa. The Swedish government founded this medical facility in 1967 under an agreement with the Ethiopian government. Effective health care services to expatriates and visitors are provided by this clinic at European standards. InDevelop, a Swedish consultancy group, is currently …